For Anyone who Takes Care of Their Family And Wants to keep it that way
how to make sure your family isn't left scrambling if something happens to you - no matter your age, health, or budget
Even if you think you've still got time because an unexpected diagnosis or accident can make coverage harder to get and cost a lot more.
What is the Matched For life Promise?
The Matched for Life Promise is a counterintuitive approach to making sure the people you love aren't left scrambling at the worst possible time. It allows you to have real coverage in place at a payment that fits your budget, and know exactly what your family receives when the time comes.
Which means the people you love don't have to figure out the arrangements alone and you can have peace of mind knowing they're taken care of, no matter what.
All without trying to figure out on your own which companies will actually work with your situation, without feeling like you're being sold something instead of helped, and without paying anything extra for someone to do all the homework for you.
We achieve this by starting with a real conversation to understand your situation: who you're taking care of, what you want your coverage to accomplish, and what your current health looks like, so that every option I bring you is real, accurate, and actually built around you. Without you having to call around, repeat your story to multiple people, or try to figure it all out on your own.
And as a result, the worry is gone because you know your family is taken care of. That's the Matched for Life Promise.
meet Kate!
Licensed Independent Broker
National Producer Number: 22183670
Email: [email protected]
Cell Phone: 512-577-8512
The Matched For Life Promise
is a shortcut.
At Kate B Wright, we know that you want your family taken care of when you're gone, without leaving them scrambling to cover everything at the worst possible moment.
In order to do that, you need a clear, affordable plan in place, from someone who will give you a straight answer and actually shop the market to find what fits you.
The problem is nobody set us up for this. School never covered it. Most families don't talk about it. And by the time it feels urgent, it already feels like you're behind.
A lot of people have tried to get something in place before and hit a wall. Felt confused. Got a quote that didn't make sense. Talked to someone who felt more like a salesperson than a guide. And somewhere along the way, it just didn't happen.
That is not your fault.
The process was never designed to be straightforward, and most agents can only offer you one company's products, which means if that company doesn't work for you, neither can they.
And that leaves most people feeling like they've already let their family down before anything has even happened.
We believe every family deserves a real answer, not a runaround.
We understand what it feels like to keep trying to do the right thing for the people you love and keep hitting dead ends.
We don't just care about getting you a policy. We care about getting you the right policy, at a price that makes sense, with a company that will actually be there when your family needs it, which is why we work with over a dozen top-rated carriers and take the time to find what actually fits your situation.
Super Simple 3 Step Process
We talk
We get to know who you're taking care of, what you want your coverage to accomplish, and what your current health looks like.
So every option we find is actually built around you, not just looks good on paper.
Your match is found
We search across multiple top-rated insurance companies to find coverage that fits your health, your budget, and the people counting on you, so you're not handed a generic policy and told it's the best available.
You decide
You see your real options and choose what makes sense for your life. Nothing moves until you say so.
Schedule a time to chat. The sooner we connect, the sooner your family is covered.
Here’s What this means for you and Your Family...
Most people assume they can get life insurance whenever they're ready.
And that assumption is costing people more than they realize.
Life insurance rates are built around two things: your age and your health at the time you apply.
And here's what most people don't realize: rates never go down.
Every birthday moves you into a new bracket. A 44-year-old and a 45-year-old applying for the same coverage on the same day pay different amounts. Not because anything happened. Just because time passed.
But here's the part people think about even less.
Health changes.
Quietly, sometimes quickly, and often without warning.
A diagnosis.
A new prescription.
A procedure that goes in your medical record.
And sometimes it's not a health change at all.
Sometimes it's a car accident, a sudden loss, something nobody saw coming.
None of that is comfortable to sit with. But it is eventual. You will get sick. Things will happen. That's not a scare tactic. It's just true.
Every day this doesn't happen is a day you're gambling with leaving your family to figure it out on their own. The arrangements. The bills. The financial pressure that lands on whoever is left standing.
Most families aren't prepared for that. And the ones who thought they were often find out they weren't quite as prepared as they believed.
The best time to do this was the first time it crossed your mind.
The second best time is today, before something changes that you didn't see coming.
That's what the Matched for Life Promise is built for: finding the right coverage based on exactly where you are right now.
Because your family deserves coverage locked in today, not a gamble on what tomorrow still has available.
Featured Insurance Companies:
For me, this is Personal.
My mom called me one night, out of the blue. She wouldn't tell me why over the phone, just that my parents were in San Antonio and I needed to come.
I remember the whole drive down, this feeling in the pit of my stomach that something was wrong, even though I didn't know what it was yet.
I met them at the hotel, and that's when they told me my dad had been diagnosed with cancer and given a year to live.
As a daddy's girl through and through, he was my rock, and in a lot of ways he still is.
He was also the breadwinner. He owned a construction company, and my mom was retired, picking up substitute teaching sometimes for extra money.
The moment he got sick, both of those income streams stopped almost overnight.
He couldn't work anymore, and my mom had to stop teaching too, so she could stay home and take care of him.
A week or two after the diagnosis, I sat down with my mom at the kitchen table to go over their finances.
She had a piece of paper in front of her, writing out the bills, electric, groceries, the car payment. When she got done, she handed me the list, and when I got to the bottom, I realized something was missing.
The mortgage wasn't on there at all. I asked her about it, and she looked up and said, "If I put down the mortgage, I'm in the negative. So I just didn't list it." I sat there for a second, trying to understand.
All I wanted was to know she was going to be okay, not emotionally okay, that was always going to be a long road, just that she wouldn't be left scrambling to cover the bills or have to sell the house on top of everything else.
And more than anything, I wanted time with my dad, real time, not spent trying to get the finances in order or doing damage control. Just quality time with him.
But instead of that, I spent three or four weekends a month getting the house ready, so my mom could keep it or sell it if she had to, on top of engineering school and an engineering internship I was working during the week, scrambling to keep it all together.
Here's the thing: my dad could have gotten coverage. At some point, before he got sick, he absolutely could have.
It wasn't that it wasn't possible. It was that nobody made sure it happened before it was too late.
He probably thought he had time. Probably worried he couldn't afford it. Probably didn't know where to start.
That's what I carry with me now, into this work, into every conversation about it.
If I could tell him one thing, it would be this: it's not about you, it's about the people you love, and making sure they're taken care of.
meet my dad:
Before I gave him grey hair
at Every soccer game i ever had
Playing waiter at dinner for my senior year prom
high school graduation
his last year with me
Frequently Asked Questions
Need help? [email protected]
How much does this cost?
Nothing. My service is completely free to you. I'm paid by the insurance company when coverage is placed, which means you get someone doing all the research, comparing your options across multiple companies, and walking you through everything, at zero cost to you. You keep every dollar in your pocket.
How much coverage do I actually need?
That's what our conversation is for. I'm not going to throw a number at you before I understand your situation. What matters to you? Covering final expenses so your family isn't left with bills? Leaving something behind? Making sure a mortgage or other obligations are handled? Once I understand what you're trying to accomplish and who you're taking care of, we can figure out what actually makes sense, so you're not underinsured and not overpaying.
How long does this take?
Most people are surprised by this. A single conversation, typically 45-60 minutes, covers everything: understanding your situation, finding the right fit, and in most cases, completing the application right then. One thing that speeds things up significantly: if you have current prescriptions, bring the list. Spelling medications on the fly slows everything down. Having that in front of you means we move faster and you're not sitting there trying to remember medications and how to spell them.
Do I need to talk to my spouse or family first?
If someone else is part of this decision, they need to be on the call. Not a follow-up conversation, not a phone tag situation. On the call, with you, so every question gets answered at once and nothing gets lost in translation. Whoever matters in this decision, bring them.
What if I have health problems? Will I even qualify?
This is the question I hear most often, and the honest answer is: it depends, and that's exactly why the conversation matters. Diabetes, heart conditions, strokes, medications, none of those automatically disqualify you. Different insurance companies cover different health profiles, and part of what I do is understand your situation well enough to know where you're most likely to land before anything gets submitted. I can't guarantee an outcome, that's ultimately the insurance company's call. What I can do is make sure we're not walking in blind.
What's the difference between the companies? Why does it matter which one I go with?
More than most people realize. Every insurance company has its own criteria for who they'll cover and at what rate. If you apply with the wrong company for your health profile and get denied, that denial goes on your record with something called the MIB, the Medical Information Bureau, and it can affect your ability to get coverage elsewhere for years. That's the real risk of going at this alone. Knowing where to look based on your specific situation is what I bring to this.
What happens after we talk? Am I committing to anything?
Getting on a call doesn't commit you to anything. What it does is give you real information: what's available, what it costs, and what makes sense for your situation. The whole point of the conversation is to find out if we can get you covered. Your health picture is what it is today. Tomorrow is the part nobody controls. Nothing moves until you say so.
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This website is brought to you and copyrighted by Kate B Wright
Kate Wright is a licensed insurance agent. Coverage is subject to underwriting approval and is not guaranteed. This website is not an offer of insurance in any state where Kate Wright is not licensed.
