For Anyone who wants peace of mind that their family is taken care of when they're gone
how families finally stop worrying about what happens to the people they love After They're Gone - Even With Existing Health Conditions, and keeping payments within your budget
Without the runaround, pressure or guesswork
What is the Matched For life Promise?
The Matched for Life Promise is a counterintuitive approach to making sure the people you love aren't left scrambling at the worst possible time. It allows you to have real coverage in place at a payment that fits your budget, and know exactly what your family receives when the time comes, even if your health makes it complicated.
All without trying to figure out on your own which companies will actually work with your situation, without feeling like you're being sold something instead of helped, and without paying anything extra for someone to do all the homework for you.
We achieve this by starting with a real conversation to understand your situation: who you're taking care of, what you want your coverage to accomplish, and what your current health looks like, so that every option I bring you is real, accurate, and actually built around you. Without you having to call around, repeat your story to multiple people, or try to figure it all out on your own.
And as a result, the worry is gone because you know your family is covered. That's the Matched for Life Promise.
meet Kate!
Licensed Independent Broker
National Producer Number: 22183670
Email: [email protected]
Cell Phone: 512-577-8512
The Matched For Life Promise
is a shortcut.
At Kate B Wright, we know that you want your family taken care of when you're gone, without leaving them scrambling to cover everything at the worst possible moment.
In order to do that, you need a clear, affordable plan in place, from someone who will give you a straight answer and actually shop the market to find what fits you.
The problem is nobody set us up for this. School never covered it. Most families don't talk about it. And by the time it feels urgent, it already feels like you're behind.
A lot of people have tried to get something in place before and hit a wall. Felt confused. Got a quote that didn't make sense. Talked to someone who felt more like a salesperson than a guide. And somewhere along the way, it just didn't happen.
That is not your fault.
The process was never designed to be straightforward, and most agents can only offer you one company's products, which means if that company doesn't work for you, neither can they.
And that leaves most people feeling like they've already let their family down before anything has even happened.
We believe every family deserves a real answer, not a runaround.
We understand what it feels like to keep trying to do the right thing for the people you love and keep hitting dead ends.
We don't just care about getting you a policy. We care about getting you the right policy, at a price that makes sense, with a company that will actually be there when your family needs it, which is why we work with over a dozen top-rated carriers and take the time to find what actually fits your situation.
Super Simple 3 Step Process
We talk
We get to know who you're taking care of, what you want your coverage to accomplish, and what your current health looks like.
So every option we find is actually built around you, not just looks good on paper.
Your match is found
We search across multiple top-rated insurance companies to find coverage that fits your health, your budget, and the people counting on you, so you're not handed a generic policy and told it's the best available.
You decide
You see your real options and choose what makes sense for your life. Nothing moves until you say so.
Schedule a time to chat. The sooner we connect, the sooner your family is covered.
Here’s What This Means for You and Your Family...
Most people assume they can get life insurance whenever they're ready.
And that assumption is costing people more than they realize.
Life insurance rates are built around two things: your age and your health at the time you apply. And here's what most people don't realize: rates never go down.
Every birthday moves you into a new bracket. A 44-year-old and a 45-year-old applying for the same coverage on the same day pay different amounts. Not because anything happened. Just because time passed.
But here's the part people think about even less.
Health changes.
Quietly, sometimes quickly, and often without warning.
A diagnosis.
A new prescription.
A procedure that goes in your medical record.
And sometimes it's not a health change at all.
Sometimes it's a car accident, a sudden loss, something nobody saw coming.
None of that is comfortable to sit with. But it is eventual. You will get sick. Things will happen. That's not a scare tactic. It's just true.
Every day this doesn't happen is a day you're gambling with leaving your family to figure it out on their own. The arrangements. The bills. The financial pressure that lands on whoever is left standing.
Most families aren't prepared for that. And the ones who thought they were often find out they weren't quite as prepared as they believed.
The best time to do this was the first time it crossed your mind.
The second best time is today, before something changes that you didn't see coming.
That's what the Matched for Life Promise is built for: finding the right coverage based on exactly where you are right now.
Because your family deserves coverage locked in today, not a gamble on what tomorrow still has available.
Featured Insurance Companies:
For me, this is Personal.
When I first got into this industry I was flooded by memories
Memories of my dad
Of when he was sick
Of that first call from my mom to meet them in San Antonio with no idea why
Only to find out they were at the VA hospital for my dads cancer diagnosis
There is a lot about that time that is a blur
A time when I didn’t get to or maybe wasn’t allowed to process my grief
Because there was simply too much to do
I am a daddy’s girl and he was, and in many ways still is, my rock
And yet he didn’t prepare for the inevitable
Since he was the breadwinner and provider when he had to stop working everything he could no longer do fell on me and my mom
So the last 11 months that I could have / should have gotten to spend with him was spent scrambling to try to handle everything
Trying to ensure some sense of normalcy for when he was gone
The cost was more than most people want to think about
More than just the lost income
More than the added medical bills
It was the questioning, the wondering why he didn’t get it taken care of
The lost time I could have spent with him
The delayed grief
The aloneness trying to manage it all and not completely fall apart on the outside like I was on the inside
The anger I had
And the guilt and shame I felt after everything he had done and sacrficed for me, that some of that anger was at him for not taking care of us in the end
Because I know this is not easy to look at or think about
And I know just like most people he probably thought he had time
Probably feared he couldn’t afford it
Probably feared he wouldn’t qualify
And yet part of me just wants to tell him “It’s not about you, it’s about your family and making sure they're ok"
meet my dad:
Before I gave him grey hair
at Every soccer game i ever had
Playing waiter at dinner for my senior year prom
high school graduation
his last year with me
Frequently Asked Questions
Need help? [email protected]
How much does this cost?
Nothing. My service is completely free to you. I'm paid by the insurance company when coverage is placed, which means you get someone doing all the research, comparing your options across multiple companies, and walking you through everything, at zero cost to you. You keep every dollar in your pocket.
How much coverage do I actually need?
That's what our conversation is for. I'm not going to throw a number at you before I understand your situation. What matters to you? Covering final expenses so your family isn't left with bills? Leaving something behind? Making sure a mortgage or other obligations are handled? Once I understand what you're trying to accomplish and who you're taking care of, we can figure out what actually makes sense, so you're not underinsured and not overpaying.
How long does this take?
Most people are surprised by this. A single conversation, typically 45-60 minutes, covers everything: understanding your situation, finding the right fit, and in most cases, completing the application right then. One thing that speeds things up significantly: if you have current prescriptions, bring the list. Spelling medications on the fly slows everything down. Having that in front of you means we move faster and you're not sitting there trying to remember dosages.
Do I need to talk to my spouse or family first?
If someone else is part of this decision, they need to be on the call. Not a follow-up conversation, not a phone tag situation. On the call, with you, so every question gets answered at once and nothing gets lost in translation. Whoever matters in this decision, bring them.
What if I have health problems? Will I even qualify?
This is the question I hear most often, and the honest answer is: it depends, and that's exactly why the conversation matters. Diabetes, heart conditions, strokes, medications, none of those automatically disqualify you. Different insurance companies cover different health profiles, and part of what I do is understand your situation well enough to know where you're most likely to land before anything gets submitted. I can't guarantee an outcome, that's ultimately the insurance company's call. What I can do is make sure we're not walking in blind.
What's the difference between the companies? Why does it matter which one I go with?
More than most people realize. Every insurance company has its own criteria for who they'll cover and at what rate. If you apply with the wrong company for your health profile and get denied, that denial goes on your record with something called the MIB, the Medical Information Bureau, and it can affect your ability to get coverage elsewhere for years. That's the real risk of going at this alone. Knowing where to look based on your specific situation is what I bring to this.
What happens after we talk? Am I committing to anything?
Getting on a call doesn't commit you to anything. What it does is give you real information: what's available, what it costs, and what makes sense for your situation. The whole point of the conversation is to find out if we can get you covered. Your health picture is what it is today. Tomorrow is the part nobody controls. Nothing moves until you say so.
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This website is brought to you and copyrighted by Kate B Wright
Kate Wright is a licensed insurance agent. Coverage is subject to underwriting approval and is not guaranteed. This website is not an offer of insurance in any state where Kate Wright is not licensed.
